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Divorce – New Career Plan for ERS Tier 2 Members
… New Career Plan information for ERS Tier 2 members covered by …
https://www.osc.ny.gov/retirement/publications/1509/divorceDivorce – Coordinated Plan For ERS Tier 3 and 4 Members
Coordinated Plan information for ERS Tier 3 and 4 members under Articles 14 and 15 Divorce
https://www.osc.ny.gov/retirement/publications/1522/divorceBorrowing Against Your Contributions – Coordinated Plan For ERS Tier 5 Members
Coordinated Plan information for ERS Tier 5 members under Article 15 Borrowing Against Your Contributions
https://www.osc.ny.gov/retirement/publications/1523/borrowing-against-your-contributionsBecoming Eligible for a Benefit – Coordinated Plan For ERS Tier 5 Members
… Coordinated Plan information for ERS Tier 5 members under Article 15 Becoming Eligible for a Benefit …
https://www.osc.ny.gov/retirement/publications/1523/becoming-eligible-benefitContributing Toward Your Retirement – Coordinated Plan For ERS Tier 5 Members
Coordinated Plan information for ERS Tier 5 members under Article 15 Contributing Toward Your Retirement
https://www.osc.ny.gov/retirement/publications/1523/contributing-toward-your-retirementOverview – Coordinated Plan For ERS Tier 5 Members
Coordinated Plan information for ERS Tier 5 members under Article 15 Disability Retirement Benefits Overview
https://www.osc.ny.gov/retirement/publications/1523/overviewCost-of-Living Adjustment – Coordinated Plan For ERS Tier 5 Members
Coordinated Plan information for ERS Tier 5 members under Article 15 CostofLiving Adjustment
https://www.osc.ny.gov/retirement/publications/1523/cost-living-adjustmentMore About This Retirement Plan – Coordinated Plan For ERS Tier 5 Members
… Coordinated Plan information for ERS Tier 5 members under Article 15 About This Retirement Plan …
https://www.osc.ny.gov/retirement/publications/1523/more-about-retirement-planRetiring Before Age 62 – Coordinated Plan For ERS Tier 5 Members
… Coordinated Plan information for ERS Tier 5 members under Article 15 Retiring Before Age 62 …
https://www.osc.ny.gov/retirement/publications/1523/retiring-age-62Limitations – Coordinated Plan For ERS Tier 5 Members
… Coordinated Plan information for ERS Tier 5 members under Article 15 Final Average Salary Limitations …
https://www.osc.ny.gov/retirement/publications/1523/limitationsOverview – Coordinated Plan For ERS Tier 5 Members
… Coordinated Plan information for ERS Tier 5 members under Article 15 Final Average Salary Overview …
https://www.osc.ny.gov/retirement/publications/1523/overview-0Payment for Service Credit – Coordinated Plan For ERS Tier 5 Members
… Coordinated Plan information for ERS Tier 5 members under Article 15 Payment for Service Credit …
https://www.osc.ny.gov/retirement/publications/1523/payment-service-creditAccidental Disability – Article 14 Benefits
… may be eligible for an accidental disability retirement benefit if: You are unable to perform your duties because of … The application should be filed while you are still in active service. Active service is defined as: Service while on your …
https://www.osc.ny.gov/retirement/publications/1644/accidental-disabilityCost-of-Living Adjustment – Article 14 Benefits
… Once you meet the eligibility requirements, including age and number of years retired, your retirement benefit will permanently … and the beneficiary is your spouse at the time of death, he or she will be eligible to receive half of …
https://www.osc.ny.gov/retirement/publications/1644/cost-living-adjustmentWithdrawing Your Contributions and/or Your Membership – Article 14 Benefits
… or Leave your contributions in your account and qualify for a retirement benefit when you become eligible. If you … have less than five years of service and do not qualify for a retirement benefit, you should file the Withdrawal … you do not withdraw your membership, make sure to apply for a retirement benefit when you become eligible. Once you …
https://www.osc.ny.gov/retirement/publications/1644/withdrawing-your-contributions-andor-your-membershipMore About This Retirement Plan – Article 14 Benefits
… benefits are available to Tier 3 New York State and Local Police and Fire Retirement System members who joined on or … please contact us . © 2011, New York State and Local Police and Fire Retirement System VO1644 (Rev. 9/11) …
https://www.osc.ny.gov/retirement/publications/1644/more-about-retirement-planAvailable Options – Article 14 Benefits
… the maximum benefit payment to you each month for the rest of your life. Under this selection, all payments cease upon … your lifetime, and is based on your birth date and that of your beneficiary. After your death, your beneficiary will … soundness. *If you elect this option, you must submit proof of your beneficiary’s birth date. You can designate …
https://www.osc.ny.gov/retirement/publications/1644/available-optionsTier Status – Article 14 Benefits
… member covered by Article 14 if you joined the Police and Fire Retirement System on or after July 1, 2009 but before … is no Tier 4 in the New York State and Local Police and Fire Retirement System. …
https://www.osc.ny.gov/retirement/publications/1644/tier-statusEscalation – Article 14 Benefits
… Escalation is the annual increase or decrease of a benefit, based on the cost-of-living index. … retirement benefits can be eligible for either full or partial escalation. If a benefit is eligible for full escalation, it will increase or decrease each April at a rate equal to the increase or …
https://www.osc.ny.gov/retirement/publications/1644/escalationFinal Average Salary – Article 14 Benefits
… is based on your years of credited service and your final average salary (FAS). FAS is the average of the wages you earned during any 36 consecutive … earnings in any year included in the FAS period exceed the average of the previous two years of earnings by more than 10 …
https://www.osc.ny.gov/retirement/publications/1644/final-average-salary