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Borrowing Against Your Contributions – Article 14 Benefits
… If you meet eligibility requirements, you may take a loan from the Retirement System. Before you … tax in addition to any ordinary federal income tax you owe. Please consider consulting a tax advisor before applying …
https://www.osc.ny.gov/retirement/publications/1644/borrowing-against-your-contributionsIRS Pension Limitation – Article 14 Benefits
… benefits. Section 401(a)(17) affects members who join on or after April 1, 1996, and currently excludes earnings over …
https://www.osc.ny.gov/retirement/publications/1644/irs-pension-limitationChallenging a Determination – Article 14 Benefits
… call us at 1-866-805-0990 or 518-474-7736 in the Albany, New York area. …
https://www.osc.ny.gov/retirement/publications/1644/challenging-determinationMore About This Retirement Plan – Article 14 Benefits
… New York State or federal law. For specific information about your benefits, please contact us . © 2011, New York …
https://www.osc.ny.gov/retirement/publications/1644/more-about-retirement-planReceiving Your Benefits – Article 14 Benefits
… Article 14 information for PFRS Tier 3 members Covers pension disability and death …
https://www.osc.ny.gov/retirement/publications/1644/receiving-your-benefitsDeath Benefits – Article 14 Benefits
… for PFRS Tier 3 members Covers pension disability and death benefits …
https://www.osc.ny.gov/retirement/publications/1644/death-benefitsDisability Retirement Benefits – Article 14 Benefits
… Article 14 information for PFRS Tier 3 members Covers pension disability and death …
https://www.osc.ny.gov/retirement/publications/1644/disability-retirement-benefitsVested Retirement Benefit – Article 14 Benefits
… Article 14 information for PFRS Tier 3 members Covers pension disability and death …
https://www.osc.ny.gov/retirement/publications/1644/vested-retirement-benefitItems That May Affect Your Pension – Article 14 Benefits
… Article 14 information for PFRS Tier 3 members Covers pension disability and death …
https://www.osc.ny.gov/retirement/publications/1644/items-may-affect-your-pensionChoosing a Payment Option – Article 14 Benefits
… Article 14 information for PFRS Tier 3 members Covers pension disability and death …
https://www.osc.ny.gov/retirement/publications/1644/choosing-payment-optionService Retirement Benefits – Article 14 Benefits
Article 14 information for PFRS Tier 3 members Covers pension disability and death benefits
https://www.osc.ny.gov/retirement/publications/1644/service-retirement-benefitsFinal Average Salary – Article 14 Benefits
… Your pension is based on your years of credited service and your final average salary (FAS). FAS is the average of the wages you earned during any 36 … months of service when your earnings were highest. This is usually the last three years of employment. If the …
https://www.osc.ny.gov/retirement/publications/1644/final-average-salaryService Credit – Article 14 Benefits
… Article 14 information for PFRS Tier 3 members Covers pension disability and death …
https://www.osc.ny.gov/retirement/publications/1644/service-creditAbout Your Membership – Article 14 Benefits
… Article 14 information for PFRS Tier 3 members Covers pension disability and death …
https://www.osc.ny.gov/retirement/publications/1644/about-your-membershipA Message From Comptroller Thomas P. DiNapoli – Article 14 Benefits
… As a member of the Retirement System, you are covered by a plan that … important benefits. This presentation explains some of those benefits and the services available to you as a member of our system, including: Benefits you will receive at …
https://www.osc.ny.gov/retirement/publications/1644/message-comptroller-thomas-p-dinapoliAvailable Options – Article 14 Benefits
… your death. Pop-Up/Joint Allowance — Full or Half* These options will provide you with a reduced monthly benefit for … your death. Five Year Certain and Ten Year Certain These options will provide you with a reduced monthly benefit for … within the five- or ten-year period. Alternative Options If the options described here do not meet your needs, …
https://www.osc.ny.gov/retirement/publications/1644/available-optionsSocial Security Adjustment – Article 14 Benefits
… York State. It is determined using your wages for service with a public employer for which you received retirement …
https://www.osc.ny.gov/retirement/publications/1644/social-security-adjustmentEscalation – Article 14 Benefits
… Escalation is the annual increase or decrease of a benefit, based on the … for either full or partial escalation. If a benefit is eligible for full escalation, it will increase or decrease … in the cost-of-living index or 3 percent, whichever is less. However, a benefit will never decrease below the …
https://www.osc.ny.gov/retirement/publications/1644/escalationEnding Your Membership – Article 14 Benefits
… paid service as an officer or employee of an employer that participates in the New York State and Local Retirement System; Have less than ten years …
https://www.osc.ny.gov/retirement/publications/1644/ending-your-membershipWithdrawing Your Contributions and/or Your Membership – Article 14 Benefits
… If you leave public employment with at least five, but less than ten, years of credited service, … your accumulated contributions (with interest compounded at 5 percent per year); or Leave your contributions in your … 15 days after you leave public employment. If you have at least five years of credited service, and you do not …
https://www.osc.ny.gov/retirement/publications/1644/withdrawing-your-contributions-andor-your-membership