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Retiree Notes - Winter 2024-25
A semiannual bulletin for retirees of the New York State and Local Retirement System.
https://www.osc.ny.gov/files/retirement/publications/pdf/retiree-notes-winter-2024-25.pdfRetiree Notes - Summer 2024
A semiannual bulletin for retirees of the New York State and Local Retirement System.
https://www.osc.ny.gov/files/retirement/publications/pdf/retiree-notes-summer-2024.pdfRetiree Notes - Spring 2026
A semiannual bulletin for retirees of the New York State and Local Retirement System.
https://www.osc.ny.gov/files/retirement/publications/pdf/retiree-notes-spring-2026.pdfExamples – Article 14 Benefits
… retirement benefit will be eligible for escalation. Learn more about escalation. When you turn 62, the benefit is …
https://www.osc.ny.gov/retirement/publications/1644/examplesDivorce – Article 14 Benefits
… has ended. This division must be stated in the form of a Domestic Relations Order (DRO) if we are to pay a portion of … contact our Matrimonial Bureau or read our guide to Domestic Relations Orders and review our Divorce FAQs . …
https://www.osc.ny.gov/retirement/publications/1644/divorceCost-of-Living Adjustment – Article 14 Benefits
… the eligibility requirements, including age and number of years retired, your retirement benefit will permanently increase … will begin receiving COLA when you are: 62 or older and retired for five or more years; or 55 or older and retired …
https://www.osc.ny.gov/retirement/publications/1644/cost-living-adjustmentBorrowing Against Your Contributions – Article 14 Benefits
… or becomes taxable as described above, you must include it on your federal income tax return for the year the loan is … to take another loan, please contact our Call Center and connect with our automated information line to determine if …
https://www.osc.ny.gov/retirement/publications/1644/borrowing-against-your-contributionsIRS Pension Limitation – Article 14 Benefits
… Article 14 information for PFRS Tier 3 members Covers pension …
https://www.osc.ny.gov/retirement/publications/1644/irs-pension-limitationChallenging a Determination – Article 14 Benefits
… process, please review our Administrative Hearing FAQs , email the Hearing Administration Bureau at …
https://www.osc.ny.gov/retirement/publications/1644/challenging-determinationMore About This Retirement Plan – Article 14 Benefits
… This retirement plan summary describes benefits provided by Article 14 of the Retirement and Social … (RSSL) as enacted by the New York State Legislature. These benefits are available to Tier 3 New York State and Local … York. This publication is a general summary of membership benefits, rights and responsibilities, and is not a …
https://www.osc.ny.gov/retirement/publications/1644/more-about-retirement-planReceiving Your Benefits – Article 14 Benefits
… for PFRS Tier 3 members Covers pension disability and death benefits …
https://www.osc.ny.gov/retirement/publications/1644/receiving-your-benefitsDeath Benefits – Article 14 Benefits
… for PFRS Tier 3 members Covers pension disability and death benefits …
https://www.osc.ny.gov/retirement/publications/1644/death-benefitsDisability Retirement Benefits – Article 14 Benefits
… for PFRS Tier 3 members Covers pension disability and death benefits …
https://www.osc.ny.gov/retirement/publications/1644/disability-retirement-benefitsVested Retirement Benefit – Article 14 Benefits
… for PFRS Tier 3 members Covers pension disability and death benefits …
https://www.osc.ny.gov/retirement/publications/1644/vested-retirement-benefitItems That May Affect Your Pension – Article 14 Benefits
… for PFRS Tier 3 members Covers pension disability and death benefits …
https://www.osc.ny.gov/retirement/publications/1644/items-may-affect-your-pensionChoosing a Payment Option – Article 14 Benefits
… for PFRS Tier 3 members Covers pension disability and death benefits …
https://www.osc.ny.gov/retirement/publications/1644/choosing-payment-optionService Retirement Benefits – Article 14 Benefits
… for PFRS Tier 3 members Covers pension disability and death benefits …
https://www.osc.ny.gov/retirement/publications/1644/service-retirement-benefitsFinal Average Salary – Article 14 Benefits
… Your pension is based on your years of credited service and your final average salary (FAS). FAS is the average of the wages you earned …
https://www.osc.ny.gov/retirement/publications/1644/final-average-salaryService Credit – Article 14 Benefits
… for PFRS Tier 3 members Covers pension disability and death benefits …
https://www.osc.ny.gov/retirement/publications/1644/service-creditAbout Your Membership – Article 14 Benefits
… for PFRS Tier 3 members Covers pension disability and death benefits …
https://www.osc.ny.gov/retirement/publications/1644/about-your-membership