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Start Saving for Retirement
… Top) Why You Should Open a Personal Retirement Savings Account Now Financial experts say you’ll need 70 to 80 … that income-replacement goal. But it’s important to start saving as soon as you can because you need time to let your … how much to save and how to invest it. The key is to start saving early so your money has time to grow. A healthy …
https://www.osc.ny.gov/retirement/members/saving-for-retirementApplying for Benefits – Special 20- and 25-Year Plans
… To apply for all Retirement System benefits, you must file the … with benefit descriptions throughout this publication). For an application to be considered as “filed with the … need help, you can call 866-805-0990, make an appointment for a pre-retirement consultation or send your question using …
https://www.osc.ny.gov/retirement/publications/1517/applying-benefitsState Police Disability (Section 363-b) – State Police Plan
… behalf. For example, your attorney, a power of attorney (POA) or a court-appointed guardian, who has been granted …
https://www.osc.ny.gov/retirement/publications/1518/state-police-disability-section-363-bAccidental Disability – En-Con Police Officers Plan
… Eligibility This benefit is only available to you if you last joined the Police and Fire Retirement … 1997. Regardless of the amount of service credit you may have, if you become permanently incapacitated, either … disabled because you contracted HIV (where there may have been exposure to bodily fluids that may have involved …
https://www.osc.ny.gov/retirement/publications/1822/accidental-disabilityOrdinary Disability – En-Con Police Officers Plan
… joined on or after September 1, 1997, only the performance of duty and the En-Con police disability benefits are … If you are unable to perform your duties because of permanent physical or mental incapacity and have ten or … terminated while receiving those benefits. … EnCon Police Officers Plan information for PFRS Tier 1 2 3 5 and 6 members …
https://www.osc.ny.gov/retirement/publications/1822/ordinary-disabilityReceiving Your Benefit and Filing Your Pension Payment Option Election – State Police Plan
… Receiving Your Benefit At retirement, you must decide how you want your retirement benefit paid. You can choose from several pension … Most members can estimate their pension using the benefit calculator in Retirement Online . The calculator uses your …
https://www.osc.ny.gov/retirement/publications/1518/receiving-your-benefit-and-filing-your-pension-payment-option-electionReceiving Your Benefit and Filing Your Pension Payment Option Election – Special 20- and 25-Year Plans
… Receiving Your Benefit At retirement, you must decide how you want your retirement benefit paid. You can choose from several pension … Most members can estimate their pension using the benefit calculator in Retirement Online . The calculator uses your …
https://www.osc.ny.gov/retirement/publications/1517/receiving-your-benefit-and-filing-your-pension-payment-option-electionFiling Requirements – World Trade Center Presumption
… , we strongly encourage you to file an Application for World Trade Center Notice (RS6047-N) by September 11, … your rights, and the rights of your beneficiaries to apply for benefits in the future. If You Have Not Retired From … an Application for World Trade Center Notice (RS6047-N) on or before September 11, 2026 to preserve your rights in …
https://www.osc.ny.gov/retirement/publications/world-trade-center/filing-requirementsReceiving Your Benefit and Filing Your Option Election – En-Con Police Officers Plan
… Your Option Election You must file your Option Election form (unless notified otherwise, as in the case of …
https://www.osc.ny.gov/retirement/publications/1822/receiving-your-benefit-and-filing-your-option-electionBecoming Eligible for a Benefit – En-Con Police Officers Plan
… 25 years of En-Con police service, or you may qualify for a service retirement if you reach age 60 before having … 1 Updated 10/22 … EnCon Police Officers Plan information for PFRS Tier 1 2 3 5 and 6 members covered by Section 383b …
https://www.osc.ny.gov/retirement/publications/1822/becoming-eligible-benefitWithdrawing Your Contributions and/or Your Membership – Special 20- and 25-Year Plans
… Leave your contributions in your account and qualify for a retirement benefit when you are 55. To help you decide which … would be more beneficial, most members can use our benefit calculator to estimate your pension using the “vested retirement” choice. You can also contact our Call Center to …
https://www.osc.ny.gov/retirement/publications/1517/withdrawing-your-contributions-andor-your-membershipVested Retirement Benefit – Career Plan
… Eligibility You are eligible for a vested retirement benefit if you leave public employment before … is payable for your lifetime. You may elect one of several payment options to provide for a continuing payment to a …
https://www.osc.ny.gov/retirement/publications/1642/vested-retirement-benefitVested Retirement Benefit – Non-Contributory Plan with Guaranteed Benefits
… on the date the application is received. Remember, it is up to you to file a retirement application when you …
https://www.osc.ny.gov/retirement/publications/1513/vested-retirement-benefitReceiving Your Benefit and Filing Your Option Election – Article 14 Benefits
… all of which will provide you with a monthly benefit for life. You may elect the Single Life Allowance, which … may elect to receive a smaller monthly benefit to provide for a possible payment to a designated beneficiary after your … Single Life Allowance (Option 0). … Article 14 information for PFRS Tier 3 members Covers pension disability and death …
https://www.osc.ny.gov/retirement/publications/1644/receiving-your-benefit-and-filing-your-option-electionAccidental Disability – Career Plan
… any annuity savings contributions you may have made while in service. The mandatory contributions made by Tier 5 and 6 … The application must be filed while you are still in service or within two years of your discontinuance from service. When filing for this benefit, “in service” is defined as while you are: Being paid on the …
https://www.osc.ny.gov/retirement/publications/1642/accidental-disabilityAccidental Disability – Police and Fire Plan
… due to your own willful negligence, you may be eligible for the accidental disability benefit. You may also be … members of the public. Notice of Accident To be eligible for this benefit, you must have filed a written notice of the … is filed as noted above, you may still be eligible for this benefit if you file an application for an accidental …
https://www.osc.ny.gov/retirement/publications/1512/accidental-disabilityAccidental Disability – New Career Plan
… Eligibility Regardless of the amount of service credit you may have, if you become permanently … to perform your job as the natural and proximate result of an on-the-job accident not due to your own willful …
https://www.osc.ny.gov/retirement/publications/1515/accidental-disabilityAccidental Disability – Non-Contributory Plan with Guaranteed Benefits
… Eligibility Regardless of the amount of service credit you may have, if you become permanently … to perform your job as the natural and proximate result of an on-the-job accident not due to your own willful …
https://www.osc.ny.gov/retirement/publications/1513/accidental-disabilityAccidental Disability – Basic Plan with Increased-Take-Home-Pay (ITHP)
… any annuity savings contributions you may have made while in service. The mandatory contributions made by Tier 5 and 6 … The application must be filed while you are still in service or within two years of your discontinuance from service. When filing for this benefit, “in service” is defined as while you are: Being paid on the …
https://www.osc.ny.gov/retirement/publications/1511/accidental-disabilityEligibility, the Benefit and Filing – Non-Contributory Plan with Guaranteed Benefits
… Tier 2 and 3 Members: You must have at least five years of service credit after July 1, 1973. You are eligible to … Tier 5 and 6 Members: You must have at least five years of service credit. You are eligible to retire with full … employers, you may be required to complete two years of service before you can retire under the benefits of this …
https://www.osc.ny.gov/retirement/publications/1513/eligibility-benefit-and-filing