This benefit is available to you only if you last joined the Police and Fire Retirement System before September 1, 1997. For those who last joined on or after September 1, 1997, only the performance of duty and the En-Con police disability benefits are available.

Eligibility

If you are unable to perform your duties because of permanent physical or mental incapacity and have ten or more years of service credit, you may be eligible for an ordinary disability retirement benefit.

The Benefit

If approved, this is a benefit equal to the greater of:

• 1/60th (1.66 percent) of your FAS for each year of credited service; or
• 1/60th (1.66 percent) of your FAS for each year of credited service, plus 1/60th of your FAS for each year of service you might have earned before attaining age 60, but not more than one-third of your FAS.

The benefit would also include an annuity based on any annuity savings contributions you have made.

If you are 60 or older at the effective date of your disability retirement your ordinary disability benefit would be equal to the benefit payable to you at the normal retirement age of 62, not to exceed one-third of your FAS.

If you are 60 or older at the effective date of your disability retirement, and you have more than 20 years of credited service, your ordinary disability benefit would be equal to the benefit that would be payable to you as a service retirement.

You must select an option for the payment of your disability benefit.

Filing

You, your employer, or someone authorized with your power of attorney may file your application for ordinary disability retirement benefits. If you are eligible, applications for ordinary disability, accidental disability, performance of duty disability, En-Con police disability and regular service retirement benefits may be submitted simultaneously. However, your application for ordinary disability retirement must be submitted while you are in service or within 90 days from the date you:

• Are last paid on the payroll;
• Are last on an authorized medical leave of absence for up to two years (which may be extended for an additional two years), as long as you have not resigned or been terminated while receiving those benefits; or
• Last receive Workers’ Compensation or other similar employer-funded benefits, as long as you have not resigned or been terminated while receiving those benefits.