Under this plan, you will receive additional benefits for service over 20 years if your employer adopted coverage under Section 384-e and/or 384-e (b) of the RSSL.
If your employer adopts either of these benefits, you are automatically covered. If your employer chooses to adopt the benefits for a limited period of time, and you enter employment after the expiration date, you would not be eligible for them.
Note: This benefit is not available to Tier 3 members.
The Section 384-e Benefit
This provides an additional benefit of 1.66 percent of your FAE for each year of creditable service beyond 20 years. If you are age 55 at retirement and your regular plan would provide a greater benefit, the greater benefit will be paid.
The Section 384-e (b) Benefit
This provides an additional benefit of 1.66 percent of your FAE for each year of service earned with a public employer before your work as a police officer or firefighter.
For Tier 2, 5 and 6 members, your total maximum benefit is 70 percent of your FAE (a maximum of 32 years).