Special 20- and 25-Year Plans

For PFRS Tier 2, 3 (Article 11), 5 and 6 Members, (Sections 384, 384-d and 384-e)

Additional Benefits after 25 Years (Sections 384[f], [g] and [h])

Special 20- and 25-Year Plans
For PFRS Tier 2, 3 (Article 11), 5 and 6 Members
(Sections 384, 384-d and 384-e)


Under these subdivisions of Section 384, you will receive additional benefits for service over 25 years if your employer adopted this coverage. In addition, you must have elected the benefit within one year of your appointment or within one year of employer adoption. By doing so, you waive the right to continue in service until age 70. You must separate from service no later than the first of the month following your 62nd birthday.

If you are over age 62 when your employer adopts this additional benefit, or if you turn 62 within one month of its adoption, you have three months from the date it is offered to retire and receive the additional benefit. Once you’ve opted in, you may not opt out of this benefit while enrolled in a 25-year plan.

Note: This benefit is not available to Tier 3 members whose employer offers a one-year FAE.

The Benefit

This coverage provides an additional pension benefit of 1.66 percent of your FAE for each completed year of creditable service beyond 25.

For Tier 2, 3, 5 and 6 members, the maximum benefit is 61.67 percent of your FAE (a maximum of 32 years).

If you are age 55 or older at retirement and your regular plan would provide a greater benefit, the greater benefit will be paid.